SIP Calculator
Calculate returns on Systematic Investment Plan (SIP) in mutual funds.
Formula
FV = P × [(1+r)^n − 1] / r × (1+r)
- FV = Future Value (maturity amount)
- P = Monthly investment amount
- r = Monthly rate of return (annual ÷ 12)
- n = Total number of months
How to Use
- Enter your monthly investment amount.
- Enter the expected annual return rate.
- Enter the investment period in years.
- Click Calculate to see your estimated returns.
FAQ
What is SIP?
SIP (Systematic Investment Plan) allows you to invest a fixed amount regularly in mutual funds. It helps build wealth through rupee cost averaging and the power of compounding.
What is a good expected return rate for SIP?
Equity mutual funds in India have historically delivered 12-15% annual returns over 10+ years. Debt funds typically return 6-8%. However, past performance doesn't guarantee future results.