PPF Calculator
Calculate maturity value of Public Provident Fund investments.
Min: ₹500 · Max: ₹1,50,000
Formula
Balance = (Prev + Yearly) × (1 + r)
- Prev = Previous year's balance
- Yearly = Annual contribution
- r = Annual interest rate (decimal)
How to Use
- Enter the annual investment amount (₹500 to ₹1,50,000).
- Enter the interest rate (current: 7.1%).
- Enter the time period (minimum 15 years).
- Click Calculate to see the maturity value.
FAQ
What is PPF?
PPF (Public Provident Fund) is a government-backed savings scheme with a 15-year lock-in period. It offers tax-free returns under Section 80C and is one of the safest long-term investments in India.
Can I withdraw from PPF before maturity?
Partial withdrawal is allowed from the 7th year onwards. You can withdraw up to 50% of the balance at the end of the 4th year or the previous year, whichever is lower.